Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How EPL Insurance Can Save Business Owners From a Legal Let-Down

We live in a litigious society. No matter how carefully you train your employees, over the course of doing business it wouldn’t be rare to be facing a lawsuit for discrimination, wrongful termination, sexual harassment, violations of the APA, retaliation claims, a liability lawsuit related to fiduciary duty, or other legal threat. You want to be protected against this type of occurrence, and EPL insurance... Read Article

The Importance of Key Person Insurance for Small to Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of... Read Article

7 Exclusions to Your Typical Life Insurance Plan

Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance... Read Article

Does Homeowners Insurance Cover Landscaping?

Your yard is an important part of your home, and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,... Read Article

Do You Need Business Insurance When Working Out of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You... Read Article